Health Insurance: Let Us Do the Work!
Do you want to be more than a number? We hear that complaint all too often when it comes to dealing with insurance companies. That is why we do what we do! As Brokers, we work on behalf of our … Continued
Health Savings Accounts & Retirement
Health Savings Accounts are accounts used in conjunction with a health insurance policy that allows people to save money on a pre-tax basis to help pay for medical expenses. Here are some facts and benefits of a HSA: Offers individuals … Continued
Life Insurance Through Your Employer – Do You Need Another Policy?
We get this question all of the time! Clients will come to us and tell us, “oh, I don’t need life insurance, I have it through my employer.” Well, as financial professionals, we know employer life insurance isn’t always the … Continued
Millennials and Life Insurance
For you millennials, life insurance is usually the last thing on your mind. You’ve got too many other bills, debts, and other things to worry about to stop and think about life insurance. Besides, isn’t life insurance used for your … Continued
Do You Have Enough Coverage On Your Homeowner’s Insurance?
One of the biggest investments in a person’s life is their home. The money, time, sweat, and tears put into your home is unlike anything else, so in the event of a covered loss where your home is completely destroyed, … Continued
Earthquake Insurance – Is It Worth It?
For us Californians, earthquakes are familiar, especially those random ones in the middle of the night that wake you up (those are the worst!). Even though our state is prone to earthquakes, they are still unexpected and can be very … Continued
Condo Insurance And Your HOA – How Is Your Condo Covered?
You’re a homeowner, but it’s a condo, what kind of insurance do you need and why? Many condo owners, or new condo buyers, ask us why their lender requires them to carry “walls-in” coverage for their condo. Isn’t the HOA … Continued
How To Protect Yourself Against Cyber Attacks
Our entire lives are practically on the internet. If it isn’t on the internet, it is on a computer or hard drive somewhere. From passwords to health records to employment, our lives are embedded in a computer in some way! … Continued
Personal Property Limits
Whether you are a homeowner, condo owner, or a renter, your insurance has personal property coverage. On a homeowner’s policy, it tends to be much more than on a renters policy. If you are a homeowner, you may have more … Continued
Full Coverage On An Auto Policy: What Does It Mean?
Many people use the term “full coverage” when talking about their auto policy, but what does that term really mean? “Full coverage” can mean different things to different people. For example, one person might think they have full coverage because … Continued