Medicare and Long-Term Care
What;s Covered and What’s Not.. Medicare provides coverage for a range of medical services. However, one aspect that often causes confusion is Medicare’s limited coverage for long-term care. Let’s discuss what Medicare coveres regarding long-term care, along with the … Continued
What You Need to Know About Medicare Part B Premiums in 2025
https://journeyinsuranceadvisor.com/blog/medicare-part-b-premiums-in-2025/ Medicare Part B premiums adjust yearly based on economic factors such as inflation and cost-of-living changes. For 2025, the standard monthly premium will be $185.00. While this serves as a baseline, your actual cost could vary depending on your … Continued
How to talk to family about money
Discussing money management and financial goals with family members can be hard. Whether it’s a spouse, parents, or kids, it can sometimes be difficult to find the right approach. To openly communicate about money in a positive and productive way, … Continued
Helpful reminders on end-of-year charitable giving
https://www.midlandnational.com/learn-and-plan/charitable-giving-at-end-of-year What are charitable contributions? Most commonly, charitable contributions are money or property that is donated to religious organizations, nonprofit schools, hospitals, public parks, war veterans’ groups, charitable organizations, or groups like the Salvation Army, Red Cross, or United Way. … Continued
How to read an Insurance Policy
How to read an Insurance Policy For most people just the thought of reading their insurance documents is daunting. We will try to make this as easy as possible. We have outlined the major parts of a policy. Policies have … Continued
Long-Term Care VS. Universal Life Insurance
The case against a Long-Term Care Policy People are starting to ask us… ”Should I think about purchasing Long-Term Care Insurance in light of the recent pandemic?” Well, there is a better option to consider and we will explain why… … Continued
When To Report A Claim
When brokers issue an insurance policy for their client they will go over the coverage’s and even some of the exclusions in the policy, but there is one important aspect brokers forget to review with clients: When and how to … Continued
CARES Act – FAQ
Please read the attached FAQ on the CARES Act to find out more about the stimulus checks, unemployment, pandemic unemployment, and much more! Open CARES Act FAQ for Enrollers PDF
The Cost of COVID-19
There are a lot of articles, stories, and videos floating around with information about the cost of COVID-19. What happens if you get sick, go see a doctor, they test you for COVID and it’s positive? What if the test … Continued