Exactly what are those increases & how are they impacting both employers & employees? Let’s first note healthcare spending grew at a rate of 3.9 percent last year which is the smallest increase since 2013. Spending on healthcare reached $3.5 … Continued
We suggest examining your retirement preparedness plans to ensure you are saving enough now. One option to consider adding to your financial portfolio is a fixed indexed annuity, which can provide balance to financial plans and offer a steady stream … Continued
Life can throw us unexpected challenges, but being prepared for the unpredictable journey can help during a time in need. Life insurance is more than a death benefit; it can offer a wide range of solutions. Indexed Universal Life Insurance … Continued
The simple answer is yes! Many people mistakenly believe they’re covered by one of their present policies, such as homeowners insurance, renters insurance or auto insurance. That is not the case. Most homeowner’s policies exclude business pursuits or limit the … Continued
Medicare Enrollment Periods and Penalties for Late Enrollment Turning 65 – Initial Enrollment Period: Most people become eligible during the months surrounding their 65th birthday. This can be done during the seven (7) month period that begins three months before … Continued
Great news for people on Medicare! Great news for people who are on Medicare (or are going to be in 2019)! Premiums for Medicare Advantage & Part D Plans will be lower and the benefits and plan choices will be … Continued
Since the passing of the Affordable Care Act in 2010 there have been a number of changes in the health insurance industry. One change is consistent: higher premiums. The premiums for health insurance have significantly increased in the last 8 … Continued
We don’t get asked these questions often enough from our small business clients which tells us that there may be some confusion as to what Cyber Insurance is and how it will protect their business. You may have heard about … Continued
Employers continue to be concerned about the price of Workers Compensation Insurance. With the rising costs of healthcare, co-pays, and labs, a workers compensation claim can drastically affect a business. Here are a few ways an employer can assist in … Continued
With all of the news about Healthcare in the political arena today, we wanted to highlight some of the issues that may be on the forefront of the discussions. Universal Healthcare You may have heard the terms Medicare for all … Continued